Thanks to all sponsors and participants for a wonderful event!
Location
Zem Zem Banquet and Conference Center
2525 W 38TH ST
ERIE, PA 16506-4546
[Click here for location map / direction]
Event Agenda
9:30 a.m. — 10:00 a.m.Check-in, Visit Exhibitor Tables and Breakfast Refreshments
10:00 a.m. — 10:05 a.m.Welcome Address
by Joe Brooks
10:05 a.m. — 10:15 a.m.Transition to Breakout Workshops #1
10:15 a.m. — 11:15 a.m.Breakout Workshops #1 (choose a workshop, see details below)
11:15 a.m. — 11:25 a.m.Transition to Breakout Workshops #2
11:25 a.m. — 12:25 p.m.Breakout Workshops #2 (choose a workshop, see details below)
12:25 p.m. — 1:30 p.m.Lunch and Town Hall Meeting
with Holly Petraeus
Director of Servicemember Affairs, Consumer Financial Protection Bureau
1:30 p.m. — 1:40 p.m.Transition to Breakout Workshops #3
1:40 p.m. — 2:40 p.m.Breakout Workshops #3 (choose a workshop, see details below)
2:40 p.m. — 3:00 p.m.Closing Raffle & Survey Form Turn-In
*** Exhibitors staff tables the whole day ***
Workshop information
Workshop Session 1:
1. Budgeting — Build Wealth not Debt
Presented by the PA National Guard’s Military and Family Life Counseling Program [detail]
The decisions you make regarding your money on a daily basis are more important than the amount of money you make. Cultivating sound personal financial management skills is important. Strong budgeting skills are the core of sound personal financial management. Budgeting is the most important financial management skill we can develop. Without strong budgeting skills, building wealth becomes almost impossible. Therefore, if you want to build wealth over time, start with a budget. In this topic we will explore in detail the budgeting process.
2. Credit Reports and Credit Scores
Presented by Advantage Credit Counseling Service, Inc. [detail]
Learn about your credit report and credit score and how they affect your financial life. You’ll find out what information is included on your credit report and factors that affect your credit score. You will also learn how to re-establish credit after experiencing financial difficulties.
3. Investing Basics
Presented by the Pennsylvania Department of Banking and Securities [detail]
Everyone has plans and goals for the future. Buying a home, starting a family, paying for post-high school education, and retiring are important life events. Your goals are the key reasons to continually build a financial nest egg for yourself. Learn the basics of investing in this session, whether you want to start investing or would just like a refresher on the basic topics. See how risk is a normal part of investing, how stock market fluctuations are normal, and how you can understand the different types of investment offerings from stocks, to mutual funds, to exchange traded funds (ETFs), to fixed income and bond products.
4. Detecting & Avoiding Military Focused Financial Scams
Presented by Better Business Bureau [detail]
Did you know that one incident of identity fraud occurs every two seconds and that $18 billion was stolen from identity theft victims in 2013? Your Better Business Bureau (BBB) recognizes identity theft as a growing problem in the United States, and that military members and families are often targeted due to their unique lifestyles. Learn how to protect yourself from scams targeting your identity at home and on the go.
Workshop Session 2:
5. Getting Your Financial House in Order
Presented by Presented by PHFA [detail]
Grasp the basics of: identifying your financial goals, understanding your taxes, spending sensibly, maximizing your earnings, borrowing to grow and making money work for you. Also learn about the importance of mainstream banking and what you need to know about alternative services. Hear about resources you can access to maximize your money management.
6. Investing Basics, Part 2
Presented by the Pennsylvania Department of Banking and Securities [detail]
Learn about setting your investment plans and strategies into motion to build your nest egg. Hear a general overview of employer sponsored and personal retirement plans, such as pensions, 401k plans, and Individual Retirement Accounts. Also hear a brief overview of financial and investment products available exclusively to current service members. Additionally, learn about the different categories of investment professionals you can work with or ways to invest on your own. (This session is geared for those who attended the “Investing Basics, part 1” presentation or for those already familiar with basic investing topics and concepts.)
7. Investing in Higher Education
Presented by Better Business Bureau [detail]
Are you in the process of determining whether to pursue a higher education or selecting the right school to fit your needs? Attend this helpful BBB session to learn about critical aspects involved with navigating the post-high school terrain, using the GI Bill benefit and avoiding scams pertaining to higher education.
8. Using Life Insurance “Effectively” to Protect Your Family
Presented by the PA National Guard’s Military and Family Life Counseling Program [detail]
Risk and everyday living go hand in hand. Most risk can be classified into one of three categories; property, personal, and liability. There are three ways to manage risk; retention, avoidance, or transfer. In this topic of instruction we will focus on the importance of recognizing risk in its many forms and understanding the risks associated with our personal lifestyle. Students will learn about the use of insurance in the form of life, health, disability, unemployment, liability, and homeowners policies.
Workshop Session 3:
9. Thrift Savings Plan (TSP): What’s In It for Me?
Presented by Federal Retirement Thrift Investment Board [detail]
Receive a general overview of the Thrift Savings Plan and how it can assist you in building a financial nest egg to supplement your retirement or other financial goals. Learn the benefits of participating in the plan, whether you’re planning on being in the military for a career or just an enlistment.
10. Credit Reports and Credit Scores
Presented by Advantage Credit Counseling Service, Inc. [detail]
Learn about your credit report and credit score and how they affect your financial life. You’ll find out what information is included on your credit report and factors that affect your credit score. You will also learn how to re-establish credit after experiencing financial difficulties.
11. Budgeting — Build Wealth not Debt
Presented by Advantage Credit Counseling Service, Inc. [detail]
The decisions you make regarding your money on a daily basis are more important than the amount of money you make. Cultivating sound personal financial management skills is important. Strong budgeting skills are the core of sound personal financial management. Budgeting is the most important financial management skill we can develop. Without strong budgeting skills, building wealth becomes almost impossible. Therefore, if you want to build wealth over time, start with a budget. In this topic we will explore in detail the budgeting process.
12. Acting Now to Afford Retirement Later
Presented by the PA National Guard’s Military and Family Life Counseling Program [detail]
Retirement may be a long time off. If this is the case, you have an ideal situation to use that long time period to your advantage. Learn how time is on your side. Receive an overview on the various types of retirement plans that may be available for you through military, government, civilian and personal retirement plans. And if you regularly hear terms like “pension”, “TSP”, “401k,” “IRA,” and “Roth IRA” and want to know what they actually mean, this session will provide an explanation.

Copyright © 2015 by Pennsylvania Department of Banking and Securities. All Rights Reserved.

Sponsorship