Budgeting for Your New Year Goals
Virtual - Business & Career Center @ Fredricksen (BCC)
100 N. 19TH ST.
CAMP HILL, PA  17011
Are you financially ready for the new year? How far into the next year will you be paying off that holiday debt or that “trip of a lifetime?” This presentation focuses on the need for a spending plan/Budget. It emphasizes setting, and achieving, your financial goals for the new year (without the debt). We discuss the differences between wants and needs; setting SMART goals; creating a spending plan for the coming year; putting the plan into action; as well as periodically reviewing your plan to ensure you stay on track. To register go to: https://www.cumberlandcountylibraries.org/FRE under Business & Career Center.

Midweek Money Matters: Types of Retirement Accounts and Catch-up Contributions
WebEx
– Types of Retirement Accounts and Catch-up Contributions: Do you know the differences between 401(k), 457(b), IRA, Roth IRA, SEP IRA, and others? This session will outline the differences between various retirement accounts including their varying annual maximums that can be deposited into each. We will also cover catch-up contributions for individuals that are 50 or over.

STaRT (Start Today and Retire Tomorrow)
Virtual - Ephrata Public Library
550 SOUTH READING RD.
EPHRATA, PA  17522
This program discusses retirement planning. The goal is to help you determine what your retirement goals are and how to help you get there. No matter where you are in the timeline for retirement, early career, mid-career or late career, know that it’s never too late to STaRT. To register go to the "Event Calendar" tab on the website (ephratapubliclibrary.org). "click" on the title and hit "register."